Deposit and Withdrawal
  1. Bank branch and counter services
    Under severe weather conditions, bank branch and counter services will be closed and not available.
    You should set up online banking services for money transfer in Severe Weather Trading Day.
     
  2. Deposit
    In Severe Weather Trading Day, you should make deposit by online bank transfer or FPS and email us the relevant records as soon as practicable.
    For deposit details, please refer to our website. Deposit and Withdrawal
     
  3. The clearing and settlement of cheques
    Aligning with market developments, cheques will be cleared and settled under severe weather condition which means that the cheques deposited into the bank on the last business day before severe weather will be cleared and the relevant fund can be used on Severe Weather Trading day.

    Cheques clearing detail is at below*:

     

    Last Business Day

    Severe Weather Trading Day

    Next Business Day

    Situation 1

    Deposit cheque

    Relevant fund can be used

    -

    Situation 2

    -

    Bank Branch will not be opened in full SWT Day. No cheques will be collected.

    -

    Situation 3

    -

    For non-full SWT Day, cheque can be deposited before hoisting or after lowering of Severe Weather condition.

    Relevant fund can be used


     
  4. Withdrawal
    Except for Local Express Transfer, all withdrawal instruction received on SWT Day will be handled on the next business day.
    Please refer to our fee table on our website for the relevant fees. Fees and Charges

Important Notice 重要通知

Adjustments to Hong Kong Dollar prime rate

Since Bank of China (Hong Kong) Limited has announced that with effect from 11 Nov 2024 (Monday), its Hong Kong Dollar prime rate will be adjusted from 5.625% p.a. to 5.375% p.a., our interest charges will be adjusted accordingly. Please refer to our fees and charges table on our website www.globalmsec.com for further details.

調整港元最優惠利率

鑑於中國銀行(香港)有限公司宣佈自2024年11月11日(星期一)起,港元最優惠利率由年息5.625厘調整至5.375厘,本公司之利息收費亦會作出相應調整。有關佣金及收費詳情,請瀏覽本公司網站www.globalmsec.com